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Posted by Mick on February 10, 2010 – 9:22 pm

I get off on 57 Chevys
I get off on screamin’ guitars
Like the way it gets me every time it hits me
I’ve got a rock and roll, I’ve got a rock and roll heart

Eric Clapton is an overrated douche.

There.  I said it.  I’ve been thinking it for years.  I’ve said it in private.  And now it’s out there.  Once it’s on the Interwebs, it’s forever, at least in theory.

I did not say Eric Clapton sucks.  That would just be silly.  He’s good, he’s just not some sort of guitar god, as they would have you believe.  And by they, I mean the mainstream music press.

I’ve got a rock and roll heart.  Bite me, Eric.  Bite my shiny metal ass.

Furthermore, if you’re too stupid to read a traditional pregnancy test, you’re probably too stupid to read.

Still here?  I haven’t completely alienated you yet?  Excellent.  You’re my kind of people.

Tonight, I was responsible (sort of) and dealt with one of the final mistakes from my former life.  Now, by “dealt with” please don’t think I mean that I’m over and done with it.  Alas, it’s a bigger mistake than that.  I’ve been dealing with the repercussions of this particular mistake for several years, and there’s at least another year or two to go.

When I loaded up the truck and moved to Beverly Austin, I had a mortgage on a home in Midland.  The market in Midland was not great at the time, and I couldn’t sell the house for a profit, so I decided to rent it out.

At this point, I started to realize I don’t really have much of a head for business.

The house was sitting empty.  I was still making payments.  I was in quite a bit of debt, for reasons I will not go in to at this time, and I decided that bankruptcy was the only way out.  I didn’t do the “drop everything and never pay anyone” bankruptcy.  I did the “I have to pay most of what I owe” bankruptcy.  I’m happy to say I did indeed pay most of my debts, and I’m now almost completely debt free.  Except for that house.  See, I didn’t let the house go in the bankruptcy.  I should have let the house go in the bankruptcy, but I didn’t.  I don’t really have much of a head for business.

Someone convinced m that a rent to own agreement was the way to go.  That soon evolved into an owner financed mortgage.  I’m not sure why I listened to the person who convinced me this was a good idea, but I did.  And it was not.

Have I mentioned that I don’t really have much of a head for business?

I have no idea what I’m doing.  I’m disorganized.  I’m too nice.  The family I’m selling to are very nice, but they are also not very good at keeping up with their payments.  I should probably have kicked them out and taken the house back years ago.  But I can’t do that.  I’m not the kind of person that can just kick a family out on the streets.  Even when they owe me money.

So now, they are about a year behind on their payments.  They are making the occasional payment.  Just not enough.  And not on time.  Have I mentioned that I’m still making MY mortgage payments?  I don’t have a choice.

I’m hoping this is all over and done with in about a year.  I should have my mortgage on the house paid off by then, and I’ve got my fingers crossed that they will too.  I have no idea what happens then.  I don’t know how to transfer the house to them, I don’t know how to handle any of that.  I guess we’ll figure it out when it happens.

I don’t really have much of a head for business.

I am proud to say that I have made at least one good decision recently.  When and if the web site or the blog or the scripts or any of it actually starts making money, I’m getting a business manager.  I’m hiring someone who knows how to run a business and keep records and do taxes.  If anyone would like to volunteer for this job now, before I can pay you, that would be awesome.  You’d be a shoe-in for the paid version of the job when I’m rich and successful.  I’m quite loyal.

Be good to each other.

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